Master Your Card Privacy Notice
Effective Date: December 6, 2011 | Last Updated June 18, 2018
Welcome to Master Your Card, a website dedicated to helping financially underserved communities move into the mainstream economy, and to helping small businesses grow. Master Your Card is owned and managed by Statler Nagle LLC, a Washington, DC (USA) corporation, and is not owned by Mastercard, Mastercard International Incorporated, or its affiliates.
Cookies and Your Consent
This Privacy Notice applies to the Master Your Card program (referred to below as “Master Your Card,” “Program,” “we,” “us,” “our”) and its websites www.masteryourcard.org and www.masteryourcardusa.org (referred to below as “Site,” “the website”). It describes the types of information Master Your Card collects in connection with the Program and with whom we may share it. The Privacy Notice also describes the measures Master Your Card takes to protect the security of the information. Master Your Card tells you about your choices with respect to your personal information, and how you can reach us to update your contact information or get answers to questions you may have about the Program’s privacy practices.
Nonpublic Personal Information We Collect
In connection with your use of the Program, we may collect the following nonpublic personal information about you:
- Information you provide to us on the Site. We collect information you voluntarily provide us including, but not limited to, your name, title, company, address, email address and phone number (for instance, if you sign up for our e-mail newsletter).
- Information our Site collects automatically. When you visit our Site, we may collect certain information by automated means, such as cookies and web beacons. The information we collect in this manner includes IP address, browser characteristics, device characteristics, operating system, language preferences, referring URLs, information on actions taken on our Site, and dates and times of Site visits.
A “cookie” is a file that websites send to a visitor’s computer or other Internet-connected devices to uniquely identify the visitor’s browser or to store information or settings in the browser. A “web beacon,” also known as an Internet tag, pixel tag or clear GIF, links web pages to web servers and their cookies and may be used to transmit information collected through cookies back to a web server.
Through these automated collection methods, we obtain “clickstream data,” which is a log of content on which a visitor clicks while browsing a website. As the visitor clicks through the website, a record of the action may be collected and stored.
Your browser may tell you how to be notified when you receive certain types of cookies or how to restrict or disable certain types of cookies. Please note, however, that without cookies you may not be able to use all of the features of our Site.
Some cookies are placed by third party services that appear on our pages. Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
How We Use the Information We Collect
Subject to applicable law, we may use the information we collect about you to:
- Provide, administer and communicate with you about the Program and its relevant content;
- Operate, evaluate and improve our business (including developing new products and services; managing our communications; determining the effectiveness of our advertising; analyzing our products, services, and websites; facilitating the functionality of our websites; and performing accounting, auditing, billing, reconciliation and collection activities);
- Perform data analyses (including anonymization of personal information);
- Comply with or enforce applicable legal requirements and industry standards and our policies; and,
- In other ways for which we provide specific notice at the time of collection.
Information We Share
We also may disclose to other nonaffiliated companies to respond to court orders, legal investigations or as otherwise required by law.
No nonpublic personal information, including e-mail addresses, are shared with Mastercard, Mastercard International Incorporated, or any affiliates or third parties. We will never sell or give away your personal information to third parties. We do share aggregated information about site traffic with selected partners and funders.
Master Your Card is a general audience site, but it is not intended for children under the age of 13. We do not intentionally gather information about users or visitors who are under the age of 13, and no one under age 13 is allowed to provide any personal information on the website. If we learn that we have collected personal data from a child under the age of 13, we will delete that information as quickly as possible. If you believe that a child under the age of 13 may have provided us personal data, please contact us at email@example.com.
We may send you transactional emails with information or services you have requested through the Site. You can opt out of these communications by clicking on the unsubscribe link provided in each email. To update your preferences, ask us to remove your information from our mailing lists or submit a request, you may also contact us as specified in the “How To Contact Us” section below.
How We Protect Personal Information
Any personal information collected on this website is gathered securely using Secure Sockets Layer (SSL) and current encryption standards. We restrict access to nonpublic personal information about you to those employees and vendors who need to know that information to provide products or services to you. We maintain and require our vendors to maintain administrative, technical and physical safeguards that comply with federal regulations to protect the nonpublic personal information we have about you. Please be advised, however, that no data security methodology is entirely secure. You should take reasonable steps to protect yourself against unauthorized access to your information.
We retain your personal information for as long as necessary to provide access to the website and for other essential purposes such as complying with our legal obligations, resolving disputes, maintaining security, detecting and preventing fraud and abuse, and enforcing our agreements.
The Master Your Card website is backed up periodically on a server managed by our hosting service. We also download website backups periodically and store them securely. These downloaded backups are used solely for repairing or restoring our site in case of unforeseen damage and are retained for a period of two years.
Links to Other Websites
Our Site may provide links to other websites for your convenience and information. These websites may operate independently from Master Your Card. They may have their own privacy notices or policies, which we strongly suggest you review if you visit any linked websites. To the extent any linked website you visit is not owned or operated by Master Your Card, we are not responsible for its content, any use of its products or services, or its privacy practices.
Updates to Our Privacy Notice
This Privacy Notice may be updated periodically and without prior notice to you to reflect changes in our personal information practices. We will post a prominent notice on our Site to notify you of any significant changes to our Privacy Notice and indicate at the top of the notice when it was most recently updated. In some situations, we may choose to also mail or email you a copy of the updated Privacy Notice.
How to Contact Us
If you have any questions or comments about this Privacy Notice, or if you would like us to update the information we have about you or your preferences, please contact us by sending us an email at “admin [at] masteryourcardUSA.org,” or by writing to us at:
Master Your Card
1100 Vermont Ave., NW, Suite 200
Washington, DC 20005